Comment Letters

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The VBA, in consultation with VBA member banks, drafts and sends comment letters on proposed legislation and regulations.

2021

April 9, 2021 VBA Comment Letter - Opposition of UVACU Expansion

April 19, 2021 State Bankers Associations Letter in Support of HR 1996 SAFE Banking

2020

January 21, 2020 VBA Comment Letter - OCC Permissible Loan Interest

February 4, 2020 VBA Comment Letter - FDIC Permissible Loan Interest

April 8, 2020 VBA Comment Letter - FDIC and OCC, CRA Reform

May 1, 2020 VBA Comment Letter - PPP Forgiveness Process

May 27, 2020 VBA Comment Letter - FDIC PPP Mitigation on Assessments

June 9, 2020 VBA Comment Letter - FDIC Brokered Deposits

July 6, 2020 VBA Comment Letter - NCUA Subordinated Debt

July 9, 2020 VBA Comment Letter - PPP Small Business Forgiveness Act

July 31, 2020 VBA/ABA Comment Letter - Support of PPP Small Business Forgiveness Act

August 5, 2020 SBA Comment Letter - Support of ESign Legislation

September 11, 2020 VBA/ABA Comment Letter - Simplified PPP Forgiveness Process

September 25, 2020 VBA Comment Letter - DOLI Permanent Emergency Standard COVID-19

November 30, 2020 VBA Comment Letter - CFPB ECOA and Reg B

2019

11/1/19: VBA Comment Letter on FDIC National Rate Cap

VBA Comment Letter FDIC National Rate Cap

2018

5/30/18: VBA Comment Letter Regarding RIN-2590-AA83; Notice of Proposed Rulemaking – Affordable Housing Program

VBA Comment Letter - Affordable Housing Program

10/24/18: VBA Comment Letter on FDIC NPR RIN 3064-AE89; Reciprocal Deposits

VBA Comment Letter - Reciprocal Deposits

11/15/18: VBA Comment Letter on CRA Reform

VBA Comment Letter - CRA Reform